White Paper – The Hard Lessons of Stock Market History

The Hard Lessons of the Stock Market History If you’re like most people, you believe there’s a great deal of truth in the old adage that history tends to repeat itself more often...

So You’re Retired – Now What?

Most qualified retirement plans offer significant tax benefits - if you're willing to follow a few IRS-specified rules, that is. The federal government wants to...

How Social Security Works

How Social Security Works The Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was...

Retirement Expenses

Retirement Expenses How Living Expenses Change During Retirement There are some upsides to being a retiree - senior discounts, lower taxes, subsidized healthcare, and regular Social Security...

Bridging The Income Gap

Bridging The Income Gap Social Security was never designed to be an individual's sole source of retirement income. Instead, it was meant to bridge the gap between people's income...

IRA Conversions

IRA Conversions The Roth IRA offers a number of advantages over its traditional counterpart. These include: Tax-free distributions at retirement Ability to continue making contributions beyond age...

White Paper – The Importance of Strong Financial Defense

The Importance of Strong Financial Defense The great Alabama coach “Bear” Bryant once said, “Defense wins championships,” and you can bet every great coach in every sport has shared that same...

CLU | Chartered Life Underwriter

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CLU Chartered Life Underwriter A CLU is a professional advisor in all of the areas of business and family financial security that are encompassed by…

Retirement Basics

Retirement Basics Planning for The "Golden Years" There's a saying that if you have your health, you have everything. Well, that's not exactly true - without adequate...

White Paper – Non-Stock Market Income Generating Alternatives

Introduction to the Universe of Non-Stock Market Income Generating Alternatives There are three basic categories of investments: conservative, moderate and aggressive. Aggressive instruments are those primarily invested in for growth. As the chart shows, they...